YouTube മുഴുവനും ഇപ്പൊ AI Slop 🥲

YouTube just admitted something wild:

21% of videos shown to brand-new users are AI-generated slop.

We're talking about a platform serving garbage content to first-time visitors,

with AI monkey channels making millions while real creators struggle.

But that's not all.

A Chinese startup just dropped an open-source model that beats

Claude Sonnet for 90% less money.

And European banks are planning to cut 200,000 jobs by 2030 thanks to AI.

The AI world is moving fast, and not all of it is pretty.

I'm Alex. Welcome to L8R by Innov8.

Let’s DIVE DEEP 🧠👇

In today’s post:

• •🎬 YouTube's AI Garbage Problem Gets Quantified

• •🤖 Chinese Model Destroys Claude's Pricing

• •💼 Banks Plan Massive AI-Driven Job Cuts

YouTube Now Serving 21% AI Slop to New Users

Is your YouTube feed feeling a bit... fake lately?

A new study reveals that 21% of videos served to new users are now pure AI-generated "slop."

While we complain about brainrot, these low-effort channels are quietly making millions.

🔍 The Key Points

• •A Kapwing study found 21% of content served to new users is AI slop, with another 33% classified as pure "brainrot."

• •The algorithm pushes this fast new accounts see their first AI garbage video after watching just 16 clips.

• •It pays huge money Indian channel Bandar Apna Dost makes ~$4.25 million/year just posting low-effort AI monkey videos.

🚨 Why This Matters

• •Finding actual human advice is harder when 21% of new feeds are filled with AI "slop" designed solely to hijack your attention.

• •While we mock bad content, it’s a goldmine India’s Bandar Apna Dost channel makes $4.25 million/year just posting weird AI monkey videos.

• •YouTube isn't stopping this; CEO Neal Mohan actually encourages it, so you need to get better at spotting fakes before clicking.

What's Next

• •Advertisers will force a cleanup. Brands hate uncertainty; expect a "Human-Only" ad tier soon so big companies don't run ads next to weird AI monkey videos.

• •The "Verified Human" badge is inevitable. YouTube will likely monetize a way for you to filter out the 33% of feed content that is pure "brainrot" slop.

• •Creator exodus will accelerate. If MrBeast and top creators keep losing views to spam bots, they will build their own walled-garden apps faster than you think.

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MiniMax's M2.1 Model Outperforms Claude Sonnet at Lower Cost

MiniMax has released M2.1, a new open-source AI model, that surpasses the performance of Claude Sonnet 4.5 while costing only 10% as much.

This means more powerful AI capabilities are becoming more accessible and affordable.

This could lead to wider adoption of AI in various applications, benefiting users with improved AI-driven tools.

🔍 The Key Points

• •MiniMax M2.1 beats Claude Sonnet 4.5 on coding benchmarks (49.4% vs 44.3%) while costing 90% less.

• •Pricing is just $0.30 per million input tokens compared to Claude's steep $3.00.

• •It is fully open-source on HuggingFace and already integrated into coding tools like Cline and Roo Code.

🚨 Why This Matters

• •Your build costs just dropped 90%. If you are a student or indie dev building an app, you can now use "smart" AI without paying high Claude or OpenAI prices.

• •Coding agents are finally affordable. Tools that write code for you (like Cline) usually eat up credit fast, but M2.1 is so cheap you can let it work all night for pennies.

• •You own the technology. Since it is open-source, you can download the model and run it on your own computer instead of relying on a cloud server.

What's Next

• •Price war incoming. 📉 OpenAI and Anthropic can't ignore a competitor that is 90% cheaper expect them to slash API costs or launch "Lite" models within 2 months.

• "Local" coding becomes the norm. 💻 Tools like Cursor and VS Code will likely bundle M2.1 natively, letting you code offline without paying monthly subscriptions.

• •US regulators will panic.🚨 A Chinese open-source model beating US tech destroys the "chip ban" strategy expect new laws or restrictions on downloading foreign weights soon.

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AI to Wipe Out 200,000 Bank Jobs

A new report says European banks could cut 200,000 jobs by 2030

As they adopt AI and close branches.

These cuts will mostly affect back-office, risk management, and compliance roles. Banks expect to become 30% more efficient..

but some worry about the impact on junior bankers' training.

🔍 The Key Points

• •Morgan Stanley predicts European banks will cut over 212,000 jobs roughly 10% of the workforce by 2030.

• •The axe falls hardest on "back office" teams like risk management and compliance where AI processes data faster than humans.

• •This isn't future talk ABN AMRO is already cutting 20% of staff by 2028, and UBS is replacing analysts with AI avatars.

• •Banks project efficiency gains of 30%, meaning they can handle the same workload with significantly fewer people.

🚨 Why This Matters

• Good news for Indian tech hubs? When European banks like ABN AMRO cut costs, they often move the remaining "human-in-the-loop" work to Indiaso watch for a short-term hiring spike in back-office finance roles here.

• RIP to the "Spreadsheet Jockey." If you're a commerce grad hoping to hide behind Excel all day, that career path is officially dead; you must pivot to client-facing roles or learn to command the AI agents doing the math.

•  Indian banks are watching. If global giants prove they can run efficiently with 30% fewer staff, expect local lenders to copy this playbook to boost their own profits this automation wave is coming to our shores next.

What's Next

• •JPMorgan warns of a "knowledge gap" if AI does all the grunt work, junior bankers might never actually learn how the math works.

• •Watch for "fake" retraining programsbanks will likely just move these back-office roles to India or Eastern Europe to double the cost savings.

• •Regulators in Spain and Italy will fight back hard to stop "banking deserts" where rural branches disappear entirely due to automation.

🚨 Quick L8R Summary

• YouTube: 21% of new user content is AI slop, and the platform is totally fine with it.

• MiniMax M2.1: Open-source model beats Claude Sonnet for 90% less cost

• European Banks: Planning 200K job cuts by 2030 thanks to AI automation